Retirement Accounts

A relaxing retirement starts with a plan

Traditional IRA

Start saving for retirement with a traditional individual retirement account.

  • Contributions may be tax deductible
  • Anyone under the age of 72 with earned income can contribute
  • Make penalty-free withdrawals after the age 59 1/2
Learn more about traditional IRAs

Roth IRA

Build out your retirement plan with a tax-advantaged Roth IRA.

  • Withdraw earnings tax- and penalty-free when you turn 59 1/2 and your account has been funded for 5 years
  • You may withdraw contributions tax- and penalty-free at any time
Learn more about Roth IRAs

SEP IRA

Give yourself or your employees a way to save for retirement, no matter your business size.

  • A low-cost, easy to maintain retirement plan for business owners and their employees
  • No required annual contributions
  • Employers retain 100% ownership of their investments
Learn more about SEP IRAs

SIMPLE IRA

A SIMPLE IRA plan can give your employees security and flexibility to save more for retirement.

  • Available for small businesses with 100 employees or fewer
  • Enables employees to make pre-tax salary deferral contributions
  • Employer contributions can match dollar-for-dollar or a flat percentage of wages
Learn more about SIMPLE IRAs

Not sure where to start? Let us help you down the path to successful retirement.

Insights

A few financial insights for your life

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Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value.  They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Fosterr Wealth Management is a registered trademark of Fosterr BancShares, Inc. Fosterr Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; Fosterr Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and Fosterr Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through Fosterr Investor Services, Inc., Member FINRA and SIPC. Fosterr Asset Management, Inc. provides investment advisory services.