Open an Account
Conveniently and securely open a new account online
Join our family by opening a Free Checking account
Open a checking account to access all we have to offer
Savings
Explore new ways to save with Online Savings, Money Market and CDs
Credit cards
Find a credit card with features that work for you, like travel rewards and cash back
Mortgages
Buy or refinance a home with an adjustable or fixed-rate mortgage
Loans
Apply for an auto, home or personal loan to help you achieve your goals
Insurance
Insure what matters most and protect yourself from the unexpected
Why choose First Citizens?
Because we've been helping families and businesses just like yours make more of their finances for more than 120 years. We've shared their dreams, helped make their budgets work harder and built solid financial plans to last them the rest of their lives. And in that time, we've built a solid track record of service, stability and reliability.
Our Forever First Promise
Forever First® means the name on our door will stay the same for years to come.
Forever Stable
Taking care of customers—year in, year out—isn’t just our track record. It’s our promise.
Forever Family
We're one of America’s largest family-controlled banks, led for three generations by members of one family.
Bank from anywhere with your mobile devices
Track your spending habits
Seamlessly move your money
Set alerts for transactions
The same secure banking you've come to rely on in person, online
Security Alerts
We'll automatically send you alerts if your account credentials change.
Card Freezes
Temporarily freeze or unfreeze your card if it's lost or stolen, or if you suspect fraud.
Advanced Security
Rest assured that all your confidential account information is protected.
Insured
Your money is insured by the Federal Deposit Insurance Corporation.